Launching soon for Airbnb hosts and short term rental operators

STR Tax Loophole Tracking for Airbnb Hosts

Field Ledger helps short term rental hosts document material participation, trips, mileage, expenses, and management work so they can keep the records needed to support the STR tax loophole.

Join the waitlist to get launch updates, early access, and introductory pricing
Material participation
Track hours, tasks, and qualifying work
Trips and mileage
Log property travel and business purpose
IRS ready records
Keep organized records all year

Built for hosts who want defensible documentation without spreadsheet chaos.

Get early access
200+ hosts on the list

Join the waitlist to get launch updates, early access, and introductory pricing.

We will only email you about Field Ledger updates, early access, and launch.

Example transformation
One daily note
You write
Trip 2025 11 01 Brooklyn to Greenfield Park, 240 miles, 6h STR management

Amazon, towels and bedding, 120.50, supplies, Amex
IKEA, kitchen utensils, 240.00, supplies, Visa
Field Ledger records
Trip
Brooklyn to Greenfield Park
Mileage
240 miles logged
Participation
6 hours of host activity
Expenses
Supplies and purchase records
Original note preserved
Clean audit trail
Structured records
Ready for review and export

The STR tax loophole

The opportunity is tax strategy. The challenge is documentation.

Many short term rental hosts use the STR tax loophole to offset active income with rental losses. The strategy depends on the rental activity being treated differently from a typical passive rental and on being able to show material participation in the business.

Hosts usually do not fail because they do not work hard enough. They fail because they cannot prove the work clearly at tax time. That means documenting what was done, when it happened, how long it took, and how it relates to the property.

Material participation

Track hours, tasks, and participation progress in one place.

Trips and mileage

Convert travel notes into mileage records tied to the property.

Transactions and expenses

Capture supply purchases and operating costs from the same note.

IRS ready documentation

Keep original notes and structured records connected for review.

How it works

Write one host note. Generate the records you need.

Field Ledger is built around one simple workflow. Describe the work you performed at or for the property. Field Ledger turns that note into organized records for participation, mileage, trips, management work, and expenses.

Capture the work once

Write in natural language instead of maintaining several spreadsheets and logbooks.

Generate structured records

Parse trips, mileage, participation activities, transactions, and property management work automatically.

Review with confidence

Keep original entries and derived records aligned for year end review, tax prep, and accountant handoff.

Features

Built specifically for hosts using the STR tax loophole.

Field Ledger is not general bookkeeping software. It is focused on the records short term rental hosts actually need to support the strategy.

Material participation tracking

Keep a running record of host activity and participation hours across the year.

  • Hours and task descriptions
  • Activity categories and participation context
  • Progress toward participation requirements

Trip and mileage tracking

Turn property travel into structured mileage records tied to the original host entry.

  • Origin and destination captured
  • Miles and business purpose recorded
  • Linked to the supporting note

Expense and transaction logging

Capture property purchases and operating costs in the same place you track your work.

  • Vendor, amount, category, and payment method
  • Supports quick host style entries
  • Clean records ready for export

AI assisted logging experience

Field Ledger will include AI interfaces that make compliant logging faster and easier.

  • Natural language entry capture
  • Smarter record generation
  • Better host logging workflow over time

Built for real teams

Built for hosts, co hosts, and property teams.

Invite partners or managers, keep one source of truth, and control who can capture or review documentation.

  • Admin and manager roles
  • Email based invites and account verification
  • Organization and property level access
Typical setup
Owner or admin Full control
Co host or manager Capture and review
Shared records One source of truth

Pricing

Simple pricing for hosts, operators, and portfolios.

Pricing scales by active property count and access level. All plans include unlimited entry capture so you can document every task, trip, and expense without worrying about usage limits.

Monthly
Yearly (save 2 months)

Free

Best for trying the workflow.

$0
Forever
  • 1 property
  • 1 user
  • Capture raw entries
  • Parse trips, mileage, activities, and transactions
  • Basic Review page
  • Limited Export access
  • Email and password access
No team invites, no admin user management, no multi property support, no full export workflow, no AI assistance.
Start free
Most popular

Owner

Best for a single STR owner who wants full recordkeeping.

$14 /mo
$140 yearly
  • Includes everything in Free
  • 1 property
  • Up to 2 users
  • Full Review access across the selected year
  • CSV export
  • Full Export page access
  • Material participation reporting
  • Account and profile management
  • AI support coming soon
Choose Owner
Best value

Operator

Best for hosts managing several properties or working with a manager.

$34 /mo
$340 yearly
  • Includes everything in Owner
  • Up to 5 properties
  • Up to 5 users
  • Admin and manager roles
  • Invite users
  • Organization management
  • Property management
  • Shared team workflow across one org
  • AI support coming soon
Choose Operator

Portfolio

Best for serious operators and small portfolios.

$74 /mo
$740 yearly
  • Includes everything in Operator
  • Up to 20 properties
  • Up to 15 users
  • Larger property limit
  • Larger team limit
  • Portfolio scale review and export workflows
  • Priority support
  • Earliest access to advanced AI features
Choose Portfolio
All plans include unlimited entry capture. AI is not in the product yet and is positioned as coming soon or early access only, depending on plan tier.

FAQ

Common questions

What does Field Ledger help document?

Field Ledger helps document material participation, mileage, property trips, management work, and expenses from the same host entry.

Is this only for Airbnb hosts?

No. Field Ledger works for any short term rental host or operator who needs organized documentation, including VRBO, Furnished Finder, and direct booking properties.

Do I still need an accountant?

Yes. Field Ledger does not replace your accountant. It gives them cleaner, more usable records to work from.

What happens if I edit an entry later?

The system safely re-parses the raw entry and rebuilds the derived records so your data stays consistent.

How many hours do I need for material participation?

The most commonly used IRS test requires 500 or more hours of participation in the rental activity during the year. There are six other tests that may also apply depending on your situation. Your accountant can advise which test fits best.

When should I start tracking my hours?

As early in the tax year as possible. Records built up throughout the year are far more defensible than records reconstructed at tax time. The best time to log an activity is the same day it happens.

What records does the IRS want for material participation?

The IRS looks for contemporaneous logs showing dates, activities, time spent, and the property each activity relates to. Mileage logs, expense records, and trip notes also support the broader picture of participation.

When will Field Ledger be available?

Field Ledger is launching soon. Join the waitlist to get early access, launch updates, and introductory pricing before the public launch.

STR Tax Guides

Learn how the STR tax loophole works

Browse guides on material participation, mileage tracking, tax documentation, and short term rental recordkeeping.

Browse all guides

Stop rebuilding your STR loophole records at tax time.

Join the waitlist for launch updates, early access, and introductory pricing for serious STR operators.

Join the waitlist